Effective 07/27/2021
Welcome to Metro Inspections Real Estate Group PLLC. Your privacy is very important to us. The purpose of this Privacy Policy (the "Policy") is to describe what Personal Information (as defined below) and other information Metro Inspections Real Estate Group PLLC ("Metro Inspections Real Estate Group PLLC", "us," "our," or "we") may collect from you, how we may collect it, with whom we may share it, as well as the choices you have regarding our collection of information and our use and disclosure of that information to other parties.. We may collect information through our website located at www.metro-inspections.com, as well as other sites accessible via subdomains, mobile versions of any of our sites, and any other site on which we post this Policy (each a "Site" and, collectively, the "Sites"). Capitalized terms not otherwise defined here will have the same definitions as set forth in our Terms of Service. If you do not agree to the practices disclosed in this Policy, please do not use our Sites ("Metro Inspections Real Estate Group PLLC") operates www.metro-inspections.com and may operate other websites. It ("Metro Inspections Real Estate Group PLLC")'s policy to respect your privacy regarding any information we may collect while operating our websites.
Website Visitors
Like most website operators, www.metro-inspections.com collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Metro Inspections Real Estate Group PLLC purpose in collecting non-personally identifying information is to better understand how Metro Inspections Real Estate Group PLLC’s visitors use its website. From time to time, Metro Inspections Real Estate Group PLLC may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Metro Inspections Real Estate Group PLLC also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on homelendersusa.com. Metro Inspections Real Estate Group PLLC only discloses logged in user and commenters IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenters IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Metro Inspections Real Estate Group PLLC websites choose to interact with Metro Inspections Real Estate Group PLLC in ways that require Metro Inspections Real Estate Group PLLC to gather personally-identifying information. The amount and type of information that Metro Inspections Real Estate Group PLLC gathers depends on the nature of the interaction. For example, we ask visitors who sign up at homelendersusa.com to provide a username and email address. Those who engage in transactions with Metro Inspections Real Estate Group PLLC are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Metro Inspections Real Estate Group PLLC collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Metro Inspections Real Estate Group PLLC does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Aggregated Statistics
Metro Inspections Real Estate Group PLLC may collect statistics about the behavior of visitors to its websites. Metro Inspections Real Estate Group PLLC may display this information publicly or provide it to others. However, Metro Inspections Real Estate Group PLLC does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Metro Inspections Real Estate Group PLLC discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Metro Inspections Real Estate Group PLLC 's behalf or to provide services available at Metro Inspections Real Estate Group PLLC 's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Metro Inspections Real Estate Group PLLC's websites, you consent to the transfer of such information to them. Metro Inspections Real Estate Group PLLC will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Metro Inspections Real Estate Group PLLC discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Metro Inspections Real Estate Group PLLC believes in good faith that disclosure is reasonably necessary to protect the property or rights of Metro Inspections Real Estate Group PLLC , third parties or the public at large. If you are a registered user of an Metro Inspections Real Estate Group PLLC website and have supplied your email address, Metro Inspections Real Estate Group PLLC may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Metro Inspections Real Estate Group PLLC and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Metro Inspections Real Estate Group PLLC takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Business Transfers
If Metro Inspections Real Estate Group PLLC, or substantially all of its assets, were acquired, or in the unlikely event that Metro Inspections Real Estate Group PLLC goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Metro Inspections Real Estate Group PLLCmay continue to use your personal information as set forth in this policy.
Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Metro Inspections Real Estate Group PLLC and does not cover the use of cookies by any advertisers.
Privacy Policy Changes
Although most changes are likely to be minor, Metro Inspections Real Estate Group PLLC may change its Privacy Policy from time to time, and in Metro Inspections Real Estate Group PLLC's sole discretion. Metro Inspections Real Estate Group PLLC encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a homelendersusa.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.
INFORMATION WE COLLECT
We may collect personal and other information about you when you use our Sites, as described below. "Personal Information" is information about identified or identifiable individuals, including (but not limited to) an individual's name, mailing address, email address, or phone number, whether used alone, or when combined with other personal or identifying information which is linked or linkable to that individual.
We typically collect Personal Information and other data from you, and use that information as set forth in this Policy or otherwise communicated to you from time to time (subject to your consent when required by applicable laws).
If you contact us through the Sites
You may contact us using the "contact" page with general questions about our Sites, the Metro Inspections Real Estate Group PLLC services and products, our business or other matters. If you do so, we will typically collect Personal Information from you, such as your name, email, and phone number, as well as other information you may choose to provide in the contact form. The Personal Information you provide through our Sites will be used primarily in the context of resolving your request or answering your inquiry, or to provide additional information related to that inquiry. We may also place you on our marketing list for information related to your inquiry or which we otherwise believe would be of interest to you, and we may otherwise use your information as described in this Policy.
When you register or sign up on our Sites
You may be able to register on our Sites in order to access and use certain services we may offer (whether on our behalf, or on behalf of our franchisees), access mortgage or brokerage-related resources, and for other features we may add from time to time. If you register on our Sites, we will collect Personal Information such as your name, email, address and any other Personal Information required on the registration form. If you wish, you may provide us your phone number. If you register, we may also collect additional Personal Information from you in the course of providing our services, for example, to enable account onboarding or other service offerings. We primarily use the Personal Information we collect during registration and as part of our services to provide your requested services, manage and correspond with you about your account, send you information and newsletters related to mortgages, brokers, properties, real estate markets, and/or other information we think may interest you, and for other matters described in this Policy.
Cookies, web beacons and other tracking technologies
Our Sites use cookies, which are small, commonly-used files that are transferred to your computer by us or a third party when you allow your browser to accept cookies. Similarly, we or our third party service providers/advertisers may also use "web beacons," "pixel tags" or other tracking technologies, which are typically small pieces of code placed on a web page to monitor behavior and collect certain data regarding the actions of our guests online. These cookies and other technologies may be used to track your online traffic patterns, to enhance your experience when using our Sites, to store information during your session, to personalize the Sites for you based on your preferences and selections, to target advertising or content to you (as described further below) and to collect information about you and your visit to our Sites for other marketing and business purposes. You can adjust your privacy preferences regarding the use of cookies and similar technologies through your browser. However, disabling cookies may impair your user experience and disable certain features of our Sites.
Data about your activities online may be collected for use in providing advertising tailored to your individual interests, either by us, our affiliates, or third parties. We may work with third parties such as network advertisers and ad exchanges to serve advertisements across the internet and may use third party analytics service providers to evaluate and provide us and/or third parties with information about the use of these ads on third party websites and viewing of ads and of our content.
We and these third-party vendors, including Google, may use third-party technologies (such as a Facebook Custom Audience Pixel) together with our own first party technologies in order to analyze ad impressions, your use of ad services, and interactions with these ad impressions and ad services. The information collected may also include information about your visits to our Sites, include the pages you have viewed and what content you have seen. These third-party tracking technologies may be set to, among other things: (a) help deliver advertisements to you that you might be interested in; (b) prevent you from seeing the same advertisements too many times; and (c) understand the effectiveness of the advertisements that have been delivered to you.
To learn more about cookies and similar tracking technologies, and how they can affect your privacy, visit allaboutcookies.org. To learn more about, or to opt-out of Google's analytic and marketing services, visit Google Analytics Terms of Use, the Google Privacy Policy, or Google Analytics Opt-out.
IP Addresses and Click-stream Data
Our Sites and servers may collect other information from you when you access our Sites, including your IP address and the pages you visited and content you viewed while on our Sites. The Information collected cannot typically be used to identify you personally. However, if you have registered on the Sites, it may be possible for us to link certain information to information that identifies you personally. Information collected through our Sites includes information sent to us automatically by your web browser, the address of the web page you were visiting when you accessed our Sites, information about your operating system, the browser you are using, the date and time of your visit, and online traffic patterns and content accessed throughout our Sites.
How we Use Information
We may use your Personal Information to:
respond to inquiries or service requests and monitor such responses;
provide information about and market our products or services or those of the Home Lenders USA Franchising franchise network of independently owned offices and their affiliated loan originators;
provide information about Metro Inspections Real Estate Group PLLC and provide our services to independent offices and loan originators;
resolve problems;
manage the Sites and assess usage;
append or link your Personal Information to any other information we or our Affiliates hold about you, or we obtain from third party customer analytics providers.
enhance or personalize your experience using our Sites;
inform you of offers or new features that we believe may be of interest to you;
provide information or services you have requested;
process or maintain your subscription to a newsletter or mailing list;
facilitate various programs, promotions or contests in which you participate;
target advertising or content, or for other advertising, promotional or marketing purposes;
study the use and popularity of various areas of our Sites and to improve our Sites; and analyze general locations where our content is viewed (by reviewing IP addresses). We may also use such information for other purposes related to our business or that of our related entities, as well as for any other purpose described in this Policy or any other agreement you may enter with Metro Inspections Real Estate Group PLLC, or otherwise as we may disclose to you or to which you consent from time to time.
Anonymized Information
We may share analyses of our server logs, traffic or information relating to customer leads, including details regarding usage of our Sites and general information about our audience, with current or potential advertisers or business partners. Such disclosures typically aggregate usage data from these analyses and other information not generally considered to be Personal Information.
Site Providers
We may, without your consent, share Personal Information and other data with service providers who provide certain services on our behalf, or in the other circumstances noted below. For example, we may share certain Personal Information we collect with third parties such as providers of data hosting or processing services, payment processors, or other service providers. We also reserve the right to share any information we possess or data derived from it with service providers or others if such information has been reasonably de-identified.
Mergers & Acquisitions
In addition, in the event that we go through a business transition, such as a merger, acquisition, liquidation or sale of all or a portion of our assets, Personal Information will, in most instances, be part of the assets transferred, or may be disclosed (subject to confidentiality restrictions) during the due diligence process. If such a transfer occurs, the acquiring company's use of your Personal Information will still be subject to this Policy and the privacy choices you have made.
Legal Disclosures
Finally, we may, without your consent, access and disclose your Personal Information, any communications sent or received by you, and any other information that we may have about you as may be permitted or as we believe in good faith may be reasonably necessary to comply with any law, regulation, rule or court order; pursuant to subpoenas or other requests from governmental, regulatory or administrative agencies or law enforcement authorities; to respond to any claims, or to prevent, investigate, identify persons or organizations potentially involved in, or take any action regarding suspected fraud, violations of our Terms of Service, or activity that appears to us to be illegal or we believe may expose us to legal liability. Additionally, we may disclose Personal Information in situations that we believe to be emergencies involving potential threats to the physical safety of any person or property, if we believe that your information in any way relates to that threat.
Your choices
It is possible for you to use most of our Sites without giving us any Personal Information. When you register with us or give us Personal Information, you may sometimes have an opportunity at the time we collect your information to limit e-mail communications from or opt-out of receiving emails from third parties, or you can unsubscribe from email newsletters or similar communications by clicking on the unsubscribe link in every email. You may get more information or opt out of all information sharing with third parties for marketing purposes by contacting us at contact@metro-inspections.com or using the address or email below.
Information Security
We implement reasonable security measures to safeguard the Personal Information you provide us. However, please keep in mind that we are not liable for the actions of third parties to whom we may transfer your Personal Information in accordance with this Policy. Furthermore, please remember that "perfect security" does not exist on the Internet, and accordingly we cannot provide any guarantee that your Personal Information or any other information you provide us will remain secure.
Limitation of Liability
By providing us with any Personal Information, you expressly and unconditionally release and hold harmless Metro Inspections Real Estate Group PLLC, our Affiliates, and each of their related entities, parents, service providers, licensors, and its or their respective officers, directors, employees or agents (collectively the “Metro Inspections Real Estate Group PLLC") from any and all liability for any injuries, loss or damage of any kind arising from or in connection with the use and/or misuse of your collected Personal Information. In addition, while we take reasonable steps to prevent third party companies from making unauthorized use of your Personal Information, we cannot be held be held liable for any injuries, loss or damage of any kind arising from or in connection with the use and/or misuse of your collected Personal Information by those third parties.
UNDER NO CIRCUMSTANCES SHALL Metro Inspections Real Estate Group PLLC BE LIABLE FOR ANY DAMAGES (INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, LOST PROFITS OR LOST REVENUE) THAT RESULT FROM THE USE OF THE SERVICES, INFORMATION OR MATERIALS PROVIDED ON OR THROUGH THIS SITE, EVEN IF Metro Inspections Real Estate Group PLLC HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
International guests
At this time our Sites and the services we provide are intended for use solely by U.S. customers. If you are accessing our Sites from outside of the U.S., you consent to the transfer of your information to the U.S., and the processing, use, and sharing of your information in accordance with this Policy. Regardless of where your information is collected or transferred, the information will be treated in accordance with this Policy.
Social Media Marketing
Having a social media presence for our business is important for branding and marketing, as well as connecting with potential and existing customers or clients. Your privacy is important to us. This notice explains our online information practices and the choices you can make about the way your information is used at Metro Inspections Real Estate Group PLLC. Metro Inspections Real Estate Group PLLC may collect certain personally identifiable information (“personal information”) about you when you visit our Website and or become a lead, prospect or client. Examples of personal information we may collect include your name, address, telephone number, fax number, e-mail address. We also automatically collect certain non-personally identifiable information when you visit our Website, including, but not limited to, the type of browser you are using, the type of operating system you are using, and the domain name of your Internet service provider. Our Website may contain links to other websites. The data privacy practices of those third-party websites might differ from Metro Inspections Real Estate Group PLLC. You should consult the other websites' privacy notices for information on their privacy practices as Metro Inspections Real Estate Group PLLC has no control over information that is submitted to, or collected by, these third parties. Metro Inspections Real Estate Group PLLC may post information on our Website and or other social media platforms about programs, events, marketing material or etc that may or may not have client names and other information which are sponsored by or co-sponsored by other organizations. If you choose to established a business relationship with us just know, Metro Inspections Real Estate Group PLLC will have no control over the third-party sponsors' use of this information. As for our own use of your registration and or client information, that will be handled by us for our use. You can write us a letter explaining that you would not like for us to your name, scenario and or any other information for the purpose of promotions and marketing. You can also let your loan officer know that you plan to opt out of us using your information for promotional material and or marketing. You must make this statement and or file a letter no later than the 3rd day after a mortgage application was submitted to our office. Once the 3rd day has passed you agree to waive your rights to file a complaint in event your personal information was shared on our website and or other social media platforms.
Affiliated Businesses
Metro Inspection Real Estate Group PLLC has a business relationship with affiliated businesses. Each of these businesses may refer you to the services of another and are wholly owned by partners of Metro Inspection Real Estate Group PLLC either directly or through one or more subsidiaries. Because of these relationships, the referral of a customer by any of the Affiliated Companies to another may provide the referring company, its affiliates and/or their employees with a financial or other benefit. You are not required to use any of these service providers as a condition of the purchase, sale or refinance of the subject property or to obtain access to any settlement service.
Contact Us
You may contact us with your questions or comments regarding this Policy or our Sites at:
Metro Inspections Real Estate Group PLLC
281-630-1778
contact@metro-inspections.com